How To Spice Up Your Boring Life

When you feel that your life is getting boring, you would tend to do all possible things in order to spice it up. For example, you will have to face constant obstacles at your workplace. In addition, you could get bored with your marriage or love routine. Or else, you could also get bored with the atmosphere that you are surrounded with. In all such instances, you will need to find something that you are passionate about in order to spice up the boring life. Here is a list of effective tips that you can keep in mind in order to spice up your boring life.

1. Do Something Extraordinary Every Day

If you do new things, you will get the opportunity to spice up your boring life. In fact, doing different things has the potential to assist you to change your mindset. Unfortunately, most of the people don't tend to do extraordinary things because they are afraid to take risks. If you want to spice up your life, you should get rid of that fear. You don't need to risk your life in order to spice it up. For example, you can go to work by bus instead of taking your car. This new experience would bring new emotions to you. On the other hand, you can think about spending more time with pastime activities and hobbies.

2. Create A Dream Journal

You can think of starting your own dream journal. Then you will be able to write at least one dream per day. While you dream, a mix of emotions and positive feelings would run across your mind. In fact, dreaming is directly associated with your passions and desires. If you have a great amount of dreams in your journal, you would get the opportunity to spice up your boring life without going through any hassle.

3. Make New Friends By Visiting A Nightclub.

Out of the different methods available for you to make new friends, visiting a nightclub can be considered as the best option available to try. You can certainly find a lot of likeminded individuals when you are at a night club. You can simply approach someone you like and then start a casual conversation. It would eventually turn into a friendship.

4. Give Thanks And Complements

You can take a moment to compliment the others around you. You can complement your colleagues, family members, friends or just random people that you meet in your day to day life. Having this habit would definitely payback to you tenfold.

5. Get Physical Exercise

You don't need to obtain the membership of a gym in order to engage in physical exercise. You can simply go for a walk every single morning. It has the potential to change your lifestyle as well as your outlook. On the other hand, this would contribute towards your physical wellbeing in the long run as well.

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How to Get a PR for Ontario

Ontario is a great place for immigration. Under this Canada immigration program, those individuals can apply for migration here who are required as resources (Ontario Immigrant Nominee Program). This nomination scheme requires sponsorship by an employer of an employee for a job in this province.

The employers can make recruitments through two schemes, one which is applicable for the general category candidates and the other for those international students who have a job offer in this province. If a candidate has been nominated for permanent residency under OINP, by a province, he then needs to forward his application to the IRCC (Immigration, Refugees and Citizenship Canada) which makes the final decision to approve such applications. Under the general category, employers can hire employees who are living outside Canada or foreign workers who are living in this country meeting all the legal requirements. They need to submit the nomination forms of employees mentioning their current residence status.

For being eligible for immigration to Canada to this province, the candidate should have a job offer in various categories of National Occupational Classification. These categories are Skill Type 0, A and B. The employer who is nominating the employee should have been authorized by the government of Ontario.

The other category of employees is international students who have received a job offer in this country.

The employers who are interested in nominating employees under the Ontario Immigrant nominee program need to follow these steps:

1) The interested employers should provide a pre-screen application to the Ontario immigrant nominee program asking for positions for which they would like to hire a non-Canadian national. Employers should submit such applications as soon as possible because the processing of such applications is done on a priority basis.

2) The individuals whose recruitment under the OINP has been approved should then provide a nominee application package under this program.

It's important to apply as quickly as possible under these two Canada immigration categories to Ontario because in the year 2016, this province has decided a limit of 5,500 nominees under these two schemes.

The other category of workers who are eligible for nomination under this scheme are those graduates who have pursued a Master's degree or a Phd degree from this province and they don't even require a job offer from any employer. Those international students who don't have such degrees need to have a job offer from a valid employer in Ontario to become eligible for Canada immigration to this province.

Nancy Damon is a freelance author and consultant on issues like Canada immigration.

Internet Marketing With Social Media

Social Media Design

A balance of simplicity, sophistication, brand cohesion and colour scheme across the top three social media platforms, encouraging interaction, likes, fans, followers, subscribers and overall sales volume.

Facebook Business Page

A Facebook Business Page gives you the opportunity to have the same branding on Facebook as you have on your website and all other marketing material. It is designed in a way very much like a landing page with data capture, and the added option of embedded video.

YouTube Branded Channel

A YouTube Branded Channel allows you to stand out from all channels that use the standard YouTube template. Included in the branding will be your corporate colour scheme, logo, strapline key messages and business contact information, this ensures your brand will be immediately recognized.

Twitter Branded Background

Similar to the YouTube Branded Channel, a Twitter Branded Profile Background will keep brand synergy, easily recognizable for potential followers. As with all our designs we keep to technical specifications of the social media platform ensuring viewing ability from all users accessing from various resolution screens.

Internet Marketing Now

Internet marketing has changed dramatically over the last few years and bigger changes are on their way. Five years ago the internet was known as the information super highway, although that hasn't changed people use it as much for social media and expect information to come to them freely. Unlike newspaper advertising where you are stuck with what's on the page with the internet you have a choice; they need to be enticed with a pull style approach.

Give Your Customers a Reason to Stay

Most people on the internet will research a product or service before they decide to buy, to keep them on your website, to make that decision we have to GIVE them the information they need. This information needs to be free and with no strings in order to build a relationship and trust. There is no point in giving special offers, if that decision has not been made. If you give good, reliable information, and the decision is not today they will come back to you as the trust is there.

Internet Marketing With Social Media

On average social media users have 130 friends so if your customer "like's", "Shares" or Tweets" your information, web video production or any other message, that is passed to 130 multiply that by another 130, it's going viral. Make it as easy as possible to share your info with Like, Tweet, share buttons. if they don't buy now they are not a lost customer but an addition to future marketing.

Does Email Marketing Work?

Some people think that email marketing is dead; in truth it's not it has just evolved. There is too much spam out there offering discounts with big push style tactics. If you email a potential customer with informative information that sparks interest, as well as giving them the opportunity to find out more with a link to your website, these customers might not buy now but when the time is right they may just remember you and dig out your email.

Tips For The Growth of Your YouTube Channel

Do you have a YouTube channel that you want to promote and get a lot of traffic for? If so, you can use the tips we have given below. With the tips, you will be in the position to rank your videos better and get a good deal of visitors in a short period of time.

1. Set Your Goals

You need to set your goals first. Suppose you have a channel for your business store. Now, we know it's a lot of work and you need to lay the foundations first. What is your goal? Do you want to develop loyalty with your existing or new customers? Are your customers newbies or experienced? What type of visitors do you want for your channel? You need to answer these questions before creating unique content for your channel. Your content should be unique so that viewers could get attracted to your videos.

2. Come Up With Ideas and Concepts

The one thing that you need to start a channel on YouTube is your smartphone. Now, the next important things are concepts and ideas. The idea generation will take you some time. You can start off by putting a few dozen of ideas on a piece of paper. Now, type the titles you came up with in the YouTube search field to see what shows up. Now, you should find out what the videos lack and then fill the gap by creating new videos.

3. Keep Your Videos Short

Nowadays, viewers want to get what they want from short videos. They don't have time to watch long, boring videos. As a general rule, videos should not be longer than 2 minutes. Keep in mind that you shouldn't make long videos in the start. When you are just starting out, the potential viewers will click on your videos based on the title, thumbnail and the description. So, make sure these things are interesting.

4. Design Appealing Thumbnails

The title and thumbnail of your video will help you get started. We know that YouTube uses the tags and description of your videos to rank them, but you also need to catch the viewers' eyes by making appealing titles and thumbnails.

5. Title And Description

The SEO techniques for a blog or site and a YouTube channel are almost the same. The title and description of your video should make sense to a human being. It shouldn't just consist of loads of keywords that make no sense. Also, the first two lines of the description show up in the search results. So, they are more important.

6. Allow Comments

Allow your viewers to comment on your videos. They may have something to say about your videos. So, if they ask you something in the comments section, you should respond as soon as you can. The comments will also help you get feedback from your viewers so that you can improve your videos.

7. Ask For Subscriptions

At the end of each video, don't forget to ask your viewers to subscribe. You can also use the same end slide with the word Subscribe written on it at the end of your videos. This will remind your viewers to subscribe to you.

Hopefully, you can now grow your channel as fast as possible.

Are you looking for a good gaming or music YouTube channel? If so, we suggest that you check out this amazing YouTube channel.

The Booming Real Estate Market In Abbotsford

The real estate market in Abbotsford can be said to be going through a season of boom at the moment - and rightly so. This is cheering news to both peppery owners looking to sell as well as prospective buyers.

A lot of factors can be credited for this fact, including the general outlook of the real estate market world over (which seems to be on the up).

The most important reason why this season of boom began has to be the housing crunch that beleaguer Vancouver, forcing residents further east, with the ripple effect of increased demands for properties that was followed by more properties getting developed to handle the new found demand.

The number of people (mostly families) moving into Canada in recent times has done a lot to raise property demands, with a high number of them moving to British Columbia - and by extension - Abbotsford have over the last few years created the realities of today's real estate market in Abbotsford, B.C. The development of new homes for sale in Abbotsford was aimed at addressing this singular issue of population increase, and today that has turned the area into a real estate hot spot. Property value has increased too, meaning that sellers can get more for their investments.

Moving forward, Abbotsford realtors have taken advantage of the situation while at the same time making the situation more sane and organized. They have leveraged on the unique position the area happens to present at the moment, and have created a booming market with steadily increasing returns quarter on quarter and year in a year.

Talking statistics, according to the British Columbia council figures, the population of Abbotsford is estimated at around 143,000 persons, and expected to grow to 152,000 by the end of 2021. Furthermore, the 5 - year growth projections are expected to follow the same trend of 10,000 new entrants or more in that period. This can only mean better for the real estate scene in the area.

Abbotsford new homes for sale are attracting attention for more reasons than just the location. Abbotsford realtors provide several incentives to tilt buyers minds their way when it comes down to choosing to purchase a home there or elsewhere. Custom made homes are available for those who like to have their home reflect much more of them than normal, there are also financing schemes available to help pay for the properties to be purchased.

Property sellers and realtors continue to pursue the development of additional properties to cope with present or possible future demands for housing in Abbotsford, this will ensure that the boom in real estate the area enjoys does its part in enabling the development of the area. Abbotsford is also known as City in the Country, Living in Abbotsford gives you the feeling of country style living with the amenities of a big city.

On a final note, buyers and sellers alike can key into the opportunity presented by the real estate boom being enjoyed in Abbotsford, B.C. Sellers, and realtors by ensuring the acquisition of properties by the right buyers, and buyers, getting themselves their property as the values are projected to go through the roof in the near future.

For all your real estate need in Abbotsford BC and Fraser valley area please contact your local real estate agent Pervinder Khangura at 6043001788

Video Production - Famous Movies Filmed in Toronto

Los Angeles and the Hollywood hills were for a long time the only Mecca for the North American movie industry. New York has always followed closely. However, throughout the years and mostly due to economic reasons, Ontario's capital has become a privileged place for the film industry.

Many people are surprised when they find out that famous movies, which are thought to be made in the USA, were actually filmed further north. We want to give you a list of some of this productions so that you have an idea of the important role of this city when it comes to movies.

- X-Men (2000): Professor Charles Xavier and Magneto meet in the suitably futuristic surroundings of Roy Thompson Hall to discuss the future of human- and mutant-kind.

- Serendipity (2001): This famous New York film actually uses some streets of Canada's largest city as filming locations.

- Chicago (2002): The movie might be set around the windy city, but several scenes were shot in Ontario's capital: the Elgin Theatre, Union Station, Osgoode Hall, and the Queen's Park legislature building.

- My big fat Greek wedding (2002): The city's Greektown along Danforth Avenue appears prominently throughout the movie, and if you'll also spot downtown's Ryerson University and Jarvis Collegiate Institute.

- How to lose a guy in ten days (2003): Another famous Manhattan film, gets all of the scenic shots there, but much of the movie's inside scenes were done in Canada, like the "Knicks" game at Madison Square Garden and the gala event near the end of the film.

- Resident Evil- Apocalypse (2004): There are key scenes in Nathan Phillips Square and at the Prince Edward Viaduct. The CN Tower even makes a brief appearance.

- Mean Girls (2004): This comedy was filmed in a number of real-life Canadian high schools. Sherway Gardens, UofT's Convocation Hall, Etobicoke Collegiate Institute, and Malvern Collegiate Institute are some of the locations used.

-The incredible Hulk (2008): Though it may seem as the film was shot in New York, it was actually shot in the city's downtown core, in areas such as Yonge Street and the Financial District.

- Scott Pilgrim Vs. The World (2010): Some recognizable places include the Public Library, Casa Loma as well as popular coffee shops on St. Clair West. While some films prefer to conceal their Canadian affiliations, director proudly infuses local culture into almost every aspect of the movie.

- Cosmopolis (2012): The columns of Union Station provide the location to one of the key scenes of the movie.

These are only some of many movies that have been filmed in the city. TV series are also often produced here. When you look at all that's taking place here you come to understand the growing importance of Canada when it comes to providing locations and most important production services. Many video production companies have opened, making it an attractive destination when it comes to entertainment, information and advertising industries.

Toronto is Hollywood North

Hollywood North is a term used to describe the film industries and film locations north of California, principally in Canada. Ontario's capital ranks as the largest film and television production centre in Canada, and third overall in North America, behind Los Angeles and New York.

Government tax incentives at both the provincial and federal level promote the city as a destination for many US film productions. It costs less to film and produce north of the border, so many Hollywood directors find in this city the perfect place for bringing their projects to life. In addition to the financial benefit, the Province has worked hard to develop a well-trained labour force and supporting infrastructure. Producers can shoot, edit and animate all in one place, rather than heading back to Hollywood.

From Hollywood to your favorite TV serials, everybody is making use of Video Production service in Toronto! If you too want to get started, then don't wait, just give VCM a ring at 905.361.2977 today.

What Is SPP For a Canadian Study Visa?

If you have always wanted to join a Canadian college, then you should be aware of the SPP program. When applying, however, you have the freedom to apply through the program or not, but there are of course advantages of applying under the SPP. The major difference between SPP programs and non-SPP applications is basically the number of documents that will be required for your study visa to be processed.

SPP, Student Partnership Program is arrangement between Canadian High Commissions and Canadian colleges to offer easy and quick study visas for prospective students. The processing of study visas is therefore faster and easier under the program and the documents required are not that many as it would be the case with the non-SSP applications.

Documents required under the SPP

· There are a number of documents you will be required to avail when applying for study visa under the SSP program. These are;

· Letters of Acceptance from the colleges under the program

· IELTS score sheet that test English proficiency. You need an overall band of 6.0 for any undergraduate course and 6.5 for postgraduate programs

· Bachelor's degree or three years Advance Diploma with 50% minimum and above for postgraduate courses

· 12th grade mark sheet with 55% score and above for any undergraduate programs

· Proof of work experience and payment of tuition fee

· Guaranteed investment certificate for living expenses; usually at $10,000

· Visa fee of $150

· Medical results from approved panel doctors

The advantages of applications under the SPP

As a candidate interested in a study visa to Canada, you have the freedom to choose to go the SPP path or not. But the many advantages under the program are what have probably attracted many to apply under it. When you apply under SPP, you will enjoy:

· Less visa documentation requirements

· Streamlined admission for participating institutions and visa guidelines for the same

· Faster visa processing that could take as few as 5 to 10 working days

· Assured quality of the institution you are about to join

· Advance medical reports

· Post study work options

Working after studies under the SPP

As an international student under the SPP program, you enjoy post study work options. This means that you can easily attain a work permit after graduating with a recognized qualification from the SPP accredited institutions in Canada. The work permit scheme comes with defined requirements and you must satisfy them to qualify to work in the country.

In general, students taking up courses lasting for two years and more are eligible for post study work permits that can be as long as three years in Canada. This is according to the prevailing work permit regulations in the country. For course durations that are a year of less, students are eligible for a work permit that equals the study duration.

If you are interested in a study visa to Canada, it is important that you start by weighing your options and choosing a good direction. The SPP is one of the best programs you can use for the process.

Top 10 Places To Visit For A Winter Vacation

Winter vacation comes in many forms in Europe. In the polar north there is serious snow and sunless week while you will find the sun lingering in the mild Mediterranean, and cozy cafe culture and the spirit of Christmas in the middle. It's an inspiring time to visit great metropolis and charming villages: with fewer queues you can fit more into your itinerary, and low-priced off-season accommodations make wallet-friendly travel. Through Europe's rail network, you can explore the countries in your free time, getting to know the locals who deal with their daily business away from the hectic summer tourist season.

1. Rovaniemi, Finland

The handfuls of Christmas clichés characterize Rovaniemi, the "official" residence of Santa Claus. Everyone's favorite bearded man hangs in an atmospheric grotto of the Arctic Circle, and it's free to visit (but the photos are another story). Snow and reindeer provide a festive spirit, while the Arktikum museum gives an idea of life in these latitudes. It is a nice place to be for winter vacation

Tip: Finnish thermometers have more numbers below 0 ° C than above, so wear serious winter clothing.

2. Christmas Markets, Germany And Austria

December sees these romantic historic markets emerging throughout Germany and other nations of Central Europe. Expect cute stalls selling everything from gingerbread to sleigh bells and lots of joy, toasting with a glass of glühwein warming up.

Tip: Famous markets in Cologne, Vienna and Munich attract tourist crowds, but finding smaller cities is rewarding.

3. Abisko, Sweden

Up in Northern Europe on a train, Abisko in Lapland is for winter fans. The sun does not rise for several weeks in December and January, but that darkness makes it one of the best places in the world to see the majestic northern lights. Other attractions include cross-country skiing along the national park trails and husky mushing.

Tip: Stop in Kiruna and see the famous Icehotel.

4. Athens, Greece

It's a real downer trying to Photoshop 500 people out of their Parthenon photo to be awarded, but in winter it's not a problem. All the tensions of summer - crowding, tourist prices, intense heat, queues, air pollution - disappear more or less. It is the best time to explore the ancient heritage of the country and get to experience the local culture.

Tip: By all means do some island hopping, but most accommodations close during winter vacation.

5. Copenhagen, Denmark

For the European fairy tale winter, it is hard to beat the home of Hans Christian Andersen. Forget about the exaggerated little mermaid and head to the cozy bars and cafes of the city to see the snow fluttering outside. In the heart of the city, the Tivoli amusement park of the nineteenth century is a romantic and kitschy delight around Christmas, with touching illuminations and glogging cups that warm the body.

Tip: Go out for a meal in Noma, considered by many to be the best restaurant in the world (reservations can be filled quickly, so try to book several months in advance)

6. Budapest, Hungary

The pair of hand skating, breath-clouded in the frozen air - there is no better place for it than the picturesque central park of the Hungarian capital Varosligeti Mujegpalya, with its huge outdoor track. Do you feel cold afterwards? Budapest is famous for its ornate thermal baths.

Tip: At night look for a 'bar ruin' - an artfully atmospheric beverage place created in a building once abandoned.

7. Jasna, Slovakia

Slovakia offers high quality skiing at affordable prices. The accommodations and food are reasonable, and there is a friendliness that is missing from some of the snootier alpine tracks. Jasna is the best resort in Slovakia, with long descents flanked by snow-covered spruce trees, located in the rugged Tatras mountains.

Tip: Direct flights to Slovakia can be expensive, so do not make this an entry point to Europe.

8. Andalusia, Spain

Parts of Andalusia are further down south than the African coast, so there is a mild temperature in the winter. Accommodation is cheap and crowds are smaller in such prominent places as the Alhambra in Granada or Seville Cathedral. In addition, the tapas and nightlife in the cities are as attractive as ever.

Tip: head to the Sierra Nevada near Granada if you want snow sports action.

9. Transylvania, Romania

You can not visit Dracula's lair on a sunny day with lambs bellowing in the fields, right? Try steel gray sky, bare trees and a handful of snow. Brasov and Sighisoara, two hours away by rail, are magnificent medieval towns with various connections to Vlad Tepes, historical Dracula, although it is doubtful that you have set foot in its so-called castle.

Tip: Bram Stoker never visited Romania, so do not expect many parallels with the book or the movies.

10. Venice, Italy

Hauntingly beautiful and somewhat strange, Carnevale from Venice in February is a European highlight. Elaborate costumes and creepy masks bring the city's colorful history of the canal to life. Disguised dances are expensive things, but you can have a ball enjoying the free events with a mask bought on the street, but be prepared for epic crowding.

Tip: Book accommodation in advance. The day you enter and leave on a train will greatly reduce costs of your winter vacation.

These are the top 10 best places to visit for winter vacation. Try them out.

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The $78 Trillion Problem

$78 trillion is a massive number, & according to Citigroup, that is the amount of unfunded pension liabilities incurred by the richest 20 countries of the Organization for Economic Cooperation & Development (OECD). These countries include the US, UK, Canada, Australia, France, Germany, Japan, & central Europe, among others.

The report also noted that most US & UK corporate pension plans were also severely underfunded.

The problem here is that governments have borrowed more money than can ever be paid back, & they have made promises of entitlements that are hopelessly underfunded. We are already seeing the impact of unfunded pension funds.

Detroit went bankrupt, primarily because it could not afford to pay its pensioners. If the city's pensioners had not agreed to a series of cuts to the pension plan, according to the Kresge Foundation's Rip Rapson, "Detroit could have been in bankruptcy court for maybe a decade".

Now in the US, the Governmental Accounting Standards Board has required governments to adopt rigorous accounting methods that are similar to those long used by private-sector accountants, & in many cases, the GASB reforms have required governments to disclose pension obligations formerly not put in all audits.

As a result, when unfunded pension, medical, & other liabilities are formally included on its balance sheet, the Orange County Fire Authority's debts exceeded its assets by $169 million for the fiscal year that ended in June. According to the Register's OC Watchdog "that's a plunge of more than 680% in its 'net position, or more than $420 million, over a single year."

These new accounting rules have also exposed that California's 2014-15 balanced budget was actually $175.1 billion in the red, due to state retirement obligations that had to be included in its balance sheet for the first time.

The latest figures reveal that retirement plans have less than three-quarters of the assets they need to pay current and future retirees. "Before the recession, many of these plans were fully funded or nearly fully funded," said Russ Walker, vice-president of Wilshire Consulting.

In 2007, the state pensions' funding ratio, a measure of assets to liabilities, stood at 95%. An 80% funding level is generally considered the minimum healthy level for public pension plans.

To close these gaps, most funds are now relying on "exceptional asset returns." But in this world of zero, & now even negative interest rates, expecting "exceptional returns" is hardly realistic. Remember, typically funds need annual returns of 7%-8%, which they are not getting in this current financial environment.

In Japan, its public pension reserve fund, the largest of its kind in the world, lost $64.22 billion, its biggest quarterly loss since the financial crisis for the quarter through September, dragged down by a global stock selloff.

The Europe & Central Asia region are no better off. The financial crisis has quickly turned into an economic crisis with major implications for all public programs, including pension systems. Future pension system deficits are expected to be threefold what is currently being experienced in the worst hit countries, & are expected to remain at that level for more than 20 years before slightly improving.

These pension fund problems are already a huge issue, but as usual we will see no politician bring them up. No politician is going to let voters know that there is no money to meet all the promises that have been made, let alone the new promises they will make in the current campaign.

These global debts & deficits are not political topics, but they are financial realities. The clock is ticking, & while the politicians don't want to discuss these issues, the rubber is gong to hit the road soon.

It is simply math. We know how many people are retiring, & we know how much they have been promised, so we know the cost. We also know how much has been budgeted, & what returns these funds are getting in the markets. And now, according to Citigroup, we know that there is a massive shortfall of $78 trillion globally.

There are solutions, but time is running out.

1. You can encourage real economic growth, by encouraging companies to expand & grow. This does not mean raising corporate taxes, it means working with companies, & encouraging company growth. This would create more jobs, & that means more tax revenue.

2. Define government spending priorities & stick to balanced budgets. This means that the politicians would actually have to make hard decisions. They would need to trim or cancel ineffective programs, & focus on the critical ones that are best for the people & the country.

3. Given that we are all living longer, we need to raise the age of eligibility for benefits. Some countries have already begun to implement this policy.

4. Lower the payout to retirees. Again, this is what Detroit worked out with their retirees.

5. You can also raise taxes. This is the favorite option for every politician. The problem is that higher taxes takes money out of the pockets of the people. Remember, most citizens do not have a private or public pension plan, & will need to save for their own retirement. In Chicago they are looking at increasing property taxes by 30% just to meet their pension fund obligations, currently at $20 billion, & growing.

This is just another factor in the rising 'loss of confidence in government" that will bring about a massive trend change. Ultimately, it will result in a global Sovereign Debt Crisis, & massive global flow of capital out of the riskiest areas.

Investors who are in a strong cash position will be able to not just protect their wealth during this coming crisis, but to grow it significantly. We are getting closer & closer to showtime!

Martin Straith - http://www.thetrendletter.com